I owed them about $10,300.00, and they agreed to settle for $3,040.00: a savings of $7,260!
The kicker is that I have to pay them $1013 on Nov 30, Dec 30 and Jan 30. Ouch. The Nov payment is gonna be a stretch, but the other two are doable. So, I decided it was too good to pass up. Maybe I'll still have money to buy Y's Christmas present. We'll see. Maybe. I did tell him about it, and I told him that meant that we would have to drop several extras from our cell phone service, and also no more McD's or Subway for a while. He seemed very okay with that.
Hope this level of settlement continues, I'd love to only pay 30% of everything. Debt Solutions has already paid for their own fee, just with this one settlement. (Their fee is about $5k.)
Natalie
TX