And speaking of settlements, estranged hubby and I have come to a verbal agreement. Submitted it to my lawyer and awaiting his response. Might be able to get out of debt quicker after I don't have to pay over $2k/mo for his house, car, cell phone, etc.
Financial freedom in sight! It's a small pinhole at the end of the tunnel, but I can see it with binoculars.
Natalie
TX